5475 E Main StFlowery BranchGA30542
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5475 E Main St, Flowery Branch, GA, 30542 in Flowery Branch at $1,022,000, 2.22% gross yield, is a market-growth asset. Rental yield 2.22%. The $1,889/mo rent partially funds the $4,596/mo debt service; the core return is the 5%/yr price growth projected to add $282,360 over five years. Ziffy Mortgage's DSCR mortgage (0.41) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $108,378.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 8.0% |
| Monthly Cash Flow | $(4,331) | $300 |
City averages based on Flowery Branch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,889 |
| Total Monthly Debt Service | $5,813 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
5.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30542, Flowery Branch, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,626 (100%) |
| Owner Occupied HU | 12,766 (72.4%) |
| Renter Occupied HU | 3,805 (21.6%) |
| Vacant Housing Units | 1,055 ( 6.0%) |
| Median Home Value | $407,034 |
| Average Home Value | $461,338 |
Housing Distribution
Address Breakdown
Residential
16,417
Single Family
15,102
Multi-Family
1,315
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
5.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30542, Flowery Branch, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,626 (100%) |
| Owner Occupied HU | 12,766 (72.4%) |
| Renter Occupied HU | 3,805 (21.6%) |
| Vacant Housing Units | 1,055 ( 6.0%) |
| Median Home Value | $407,034 |
| Average Home Value | $461,338 |
Housing Distribution
Address Breakdown
Residential
16,417
Single Family
15,102
Multi-Family
1,315
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices