2829 N Mountain AveClaremontCA91711
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 2829 N Mountain Ave, Claremont, CA, 91711 in Claremont the bet is firmly on appreciation. Rental yield 5.73%. The 5.73% gross yield on a $1,650,000 price is below income-first thresholds, but 5%/yr value growth projects $455,865 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.06) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $473,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 4.5% |
| Monthly Cash Flow | $(2,359) | $1,500 |
City averages based on Claremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,885 |
| Total Monthly Debt Service | $9,588 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
1.22 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91711, Claremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,515 (100%) |
| Owner Occupied HU | 8,136 (60.2%) |
| Renter Occupied HU | 4,606 (34.1%) |
| Vacant Housing Units | 773 ( 5.7%) |
| Median Home Value | $903,604 |
| Average Home Value | $1,020,082 |
Housing Distribution
Address Breakdown
Residential
12,708
Single Family
11,510
Multi-Family
1,198
Businesses
1,407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
1.22 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91711, Claremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,515 (100%) |
| Owner Occupied HU | 8,136 (60.2%) |
| Renter Occupied HU | 4,606 (34.1%) |
| Vacant Housing Units | 773 ( 5.7%) |
| Median Home Value | $903,604 |
| Average Home Value | $1,020,082 |
Housing Distribution
Address Breakdown
Residential
12,708
Single Family
11,510
Multi-Family
1,198
Businesses
1,407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices