10425 Bodger StEl MonteCA91733
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10425 Bodger St, El Monte, CA, 91733 in El Monte speaks for itself: 10.38% gross on a $775,000 price, generating $6,703/mo in rent and $1,759/mo in net income after the $3,485/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,107 stacks alongside $214,118 in projected five-year appreciation and $7,138/yr in principal reduction. Projected total cumulative return: $407,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.0% |
| Monthly Cash Flow | $1,759 | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,703 |
| Total Monthly Debt Service | $4,636 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
1,903 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91733, South El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,890 (100%) |
| Owner Occupied HU | 4,341 (39.9%) |
| Renter Occupied HU | 6,285 (57.7%) |
| Vacant Housing Units | 264 ( 2.4%) |
| Median Home Value | $654,002 |
| Average Home Value | $690,364 |
Housing Distribution
Address Breakdown
Residential
10,536
Single Family
8,101
Multi-Family
2,435
Businesses
2,838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
1,903 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91733, South El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,890 (100%) |
| Owner Occupied HU | 4,341 (39.9%) |
| Renter Occupied HU | 6,285 (57.7%) |
| Vacant Housing Units | 264 ( 2.4%) |
| Median Home Value | $654,002 |
| Average Home Value | $690,364 |
Housing Distribution
Address Breakdown
Residential
10,536
Single Family
8,101
Multi-Family
2,435
Businesses
2,838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices