2826 Loyal LnPollock PinesCA95726
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 2826 Loyal Ln, Pollock Pines, CA, 95726 in Pollock Pines hard to pass up. The 10.84% gross yield on a $275,000 purchase results in $2,485/mo in rent and $784/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.01). Annual cash flow of $9,408, five-year appreciation of $75,977, and $2,533/yr in equity build-up combine for a projected total cumulative return of $154,695.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $784 | $250 |
City averages based on Pollock Pines market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,485 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95726, Pollock Pines, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 2,984 (65.7%) |
| Renter Occupied HU | 644 (14.2%) |
| Vacant Housing Units | 913 (20.1%) |
| Median Home Value | $575,419 |
| Average Home Value | $635,433 |
Housing Distribution
Address Breakdown
Residential
3,983
Single Family
3,954
Multi-Family
29
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95726, Pollock Pines, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,541 (100%) |
| Owner Occupied HU | 2,984 (65.7%) |
| Renter Occupied HU | 644 (14.2%) |
| Vacant Housing Units | 913 (20.1%) |
| Median Home Value | $575,419 |
| Average Home Value | $635,433 |
Housing Distribution
Address Breakdown
Residential
3,983
Single Family
3,954
Multi-Family
29
Businesses
148
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Danielle Hamilton • Z Group Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225053872