27667 Bay Shore Dr NWIsantiMN55040
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 27667 Bay Shore Dr NW, Isanti, MN, 55040 in Isanti. Rental yield 6.47%. The 1.20 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $335,323 and $11,178/yr in principal reduction project total return of $393,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 8.0% |
| Monthly Cash Flow | $(1,039) | $900 |
City averages based on Isanti market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,540 |
| Total Monthly Debt Service | $7,096 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1999
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55040, Isanti, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,910 (100%) |
| Owner Occupied HU | 4,928 (83.4%) |
| Renter Occupied HU | 738 (12.5%) |
| Vacant Housing Units | 244 ( 4.1%) |
| Median Home Value | $317,630 |
| Average Home Value | $343,153 |
Housing Distribution
Address Breakdown
Residential
5,540
Single Family
5,128
Multi-Family
412
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1999
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55040, Isanti, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,910 (100%) |
| Owner Occupied HU | 4,928 (83.4%) |
| Renter Occupied HU | 738 (12.5%) |
| Vacant Housing Units | 244 ( 4.1%) |
| Median Home Value | $317,630 |
| Average Home Value | $343,153 |
Housing Distribution
Address Breakdown
Residential
5,540
Single Family
5,128
Multi-Family
412
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices