2544 280th Ct NEIsantiMN55040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2544 280th Ct NE, Isanti, MN, 55040 in Isanti. At $724,900 it earns $5,569/mo in rent and distributes $1,043/mo to the owner after the $3,260/mo payment, a consistent 9.22% yield. DSCR 1.71 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $200,277 in value; $6,676/yr in principal paydown compounds ownership stake. Total projected return: $342,126.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $1,043 | $900 |
City averages based on Isanti market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,569 |
| Total Monthly Debt Service | $4,238 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
6.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55040, Isanti, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,910 (100%) |
| Owner Occupied HU | 4,928 (83.4%) |
| Renter Occupied HU | 738 (12.5%) |
| Vacant Housing Units | 244 ( 4.1%) |
| Median Home Value | $317,630 |
| Average Home Value | $343,153 |
Housing Distribution
Address Breakdown
Residential
5,540
Single Family
5,128
Multi-Family
412
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
6.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55040, Isanti, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,910 (100%) |
| Owner Occupied HU | 4,928 (83.4%) |
| Renter Occupied HU | 738 (12.5%) |
| Vacant Housing Units | 244 ( 4.1%) |
| Median Home Value | $317,630 |
| Average Home Value | $343,153 |
Housing Distribution
Address Breakdown
Residential
5,540
Single Family
5,128
Multi-Family
412
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices