27627 SE Suttle RdEagle CreekOR97022
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 27627 SE Suttle Rd, Eagle Creek, OR, 97022 in Eagle Creek at $679,000 earns $4,176/mo in rent and nets $77/mo after the $3,053/mo payment, a 7.38% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $187,595 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $6,254/yr in principal paydown, total projected return reaches $262,002.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $77 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,176 |
| Total Monthly Debt Service | $3,828 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
22.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97022, Eagle Creek, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,456 (100%) |
| Owner Occupied HU | 1,190 (81.7%) |
| Renter Occupied HU | 206 (14.1%) |
| Vacant Housing Units | 60 ( 4.1%) |
| Median Home Value | $658,639 |
| Average Home Value | $685,345 |
Housing Distribution
Address Breakdown
Residential
1,244
Single Family
1,242
Multi-Family
2
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
22.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97022, Eagle Creek, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,456 (100%) |
| Owner Occupied HU | 1,190 (81.7%) |
| Renter Occupied HU | 206 (14.1%) |
| Vacant Housing Units | 60 ( 4.1%) |
| Median Home Value | $658,639 |
| Average Home Value | $685,345 |
Housing Distribution
Address Breakdown
Residential
1,244
Single Family
1,242
Multi-Family
2
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terry Foster • eXp Realty, LLC
Mls Name: RMLS (OR)
Mls ID: #598697484