258 Blackjack RdPontotocMS38863








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pontotoc at 258 Blackjack Rd, Pontotoc, MS, 38863 uses $66,267 cash to close to unlock $5,041/yr annual cash flow and $420/mo monthly cash flow. Total monthly income runs $1,643/mo, and a $978/mo payment keeps the spread at $420/mo. Purchase price stands at $199,900, and rental yield measures 9.86% with $1,643/mo rent. Return on cash invested shows 27.52% in year one, and 5% annual appreciation builds toward $55,229 over five years. Five-year ROI reaches 143.62% and total cumulative return in cash records $95,173. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,643/mo property income covering a $978/mo payment rather than investor’s personal income.
Single Family
Built in 1979
2.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Housing Distribution
Address Breakdown
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
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Listed by: Javonne Macklin • Trust Realty Group
Mls Name: MLS United
Mls ID: #4110294
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.







