258 Anderson RoadBaileyCO80421
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 258 Anderson Road, Bailey, CO, 80421 in Bailey. Priced at $345,000, it generates $3,024/mo in gross rent and $1,004/mo in net monthly cash flow, a 10.52% yield that comfortably supports the 1.95 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,049. Five-year appreciation: $95,317. Equity from principal paydown: $3,177/yr. Total projected cumulative return: $194,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.5% |
| Monthly Cash Flow | $1,004 | $1,200 |
City averages based on Bailey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,024 |
| Total Monthly Debt Service | $1,883 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.38 Acres lot
$N/A/sqft
$50 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.38 Acres lot
$N/A/sqft
$50 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristi Snyder • Realty One Group Premier
Mls Name: REcolorado
Mls Provider:
Mls ID: #3368573
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