




A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Pontotoc at 256 E Valley Dr, Pontotoc, MS, 38863 with 5% annual appreciation on a $200,400 basis while $1,562/mo rent supports operations. Total monthly income totals $1,562/mo and a $981/mo payment preserves $336/mo for cash returns. Annual cash flow comes to $4,026/yr on $66,433 deployed, and return on cash invested reaches 25.97% in year one. Equity gained on principal adds $1,293/yr, and five-year appreciation sums $55,367 alongside rental yield of 9.35%. Five-year ROI measures 135.28% and total cumulative return in cash totals $89,869.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,562/mo property income versus a $981/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
Date | Event | Price |
|---|---|---|
| 2024-08-26 | Listing removed | N/A |
| 2024-07-26 | Listed for sale | $169,950 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-11-03 | $896.96 | 0.80% | $6,977 | N/A |
| 2023-11-03 | $889.85 | 7.84% | $6,977 | 8.05% |
| 2022-11-03 | $825.14 | -2.44% | $6,457 | N/A |



Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A