255 OLD VILLAGE CENTER Circle UNIT 9201Saint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Saint Augustine rental at 255 OLD VILLAGE CENTER Circle UNIT 9201, Saint Augustine, FL, 32084 sits in the solid-income band: 13.57% gross yield, $2,075/mo rent, $398/mo net after the $825/mo debt service, DSCR 2.52. Entry price of $183,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $50,698 and $1,690/yr in principal reduction bring total cumulative return to $97,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.0% |
| Monthly Cash Flow | $398 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,075 |
| Total Monthly Debt Service | $1,604 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
$410 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
$410 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices