25275 Kauffman AveRed BluffCA96055
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 25275 Kauffman Ave, Red Bluff, CA, 96055 in Red Bluff. Rental yield 2.84%. At $1,699,000 with 2.84% gross yield, current distributions are modest, but the 5% appreciation rate projects $469,402 in new equity by year five, complemented by $15,648/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.53) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $226,491.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 7.0% |
| Monthly Cash Flow | $(6,492) | $300 |
City averages based on Red Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,019 |
| Total Monthly Debt Service | $9,834 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
34.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96055, Los Molinos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,604 (100%) |
| Owner Occupied HU | 945 (58.9%) |
| Renter Occupied HU | 516 (32.2%) |
| Vacant Housing Units | 143 ( 8.9%) |
| Median Home Value | $335,981 |
| Average Home Value | $415,304 |
Housing Distribution
Address Breakdown
Residential
1,368
Single Family
1,368
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
34.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96055, Los Molinos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,604 (100%) |
| Owner Occupied HU | 945 (58.9%) |
| Renter Occupied HU | 516 (32.2%) |
| Vacant Housing Units | 143 ( 8.9%) |
| Median Home Value | $335,981 |
| Average Home Value | $415,304 |
Housing Distribution
Address Breakdown
Residential
1,368
Single Family
1,368
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices