2520 Cherry StVicksburgMS39180
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2520 Cherry St, Vicksburg, MS, 39180 in Vicksburg. Priced at $261,900, it generates $3,745/mo in gross rent and $2,088/mo in net monthly cash flow, a 17.16% yield that comfortably supports the 3.18 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,061. Five-year appreciation: $72,358. Equity from principal paydown: $2,412/yr. Total projected cumulative return: $233,865.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 7.4% |
| Monthly Cash Flow | $2,088 | $420 |
City averages based on Vicksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,745 |
| Total Monthly Debt Service | $1,553 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.35 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.35 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A