24506 State Road ARichlandMO65556
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Richland rental at 24506 State Road A, Richland, MO, 65556 sits in the solid-income band: 9.05% gross yield, $1,709/mo rent, $298/mo net after the $1,018/mo debt service, DSCR 1.68. Entry price of $226,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $62,578 and $2,086/yr in principal reduction bring total cumulative return to $105,157.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $298 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,709 |
| Total Monthly Debt Service | $1,320 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65556, Richland, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,738 (67.5%) |
| Renter Occupied HU | 499 (19.4%) |
| Vacant Housing Units | 338 (13.1%) |
| Median Home Value | $197,400 |
| Average Home Value | $235,429 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
2,178
Multi-Family
0
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65556, Richland, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,575 (100%) |
| Owner Occupied HU | 1,738 (67.5%) |
| Renter Occupied HU | 499 (19.4%) |
| Vacant Housing Units | 338 (13.1%) |
| Median Home Value | $197,400 |
| Average Home Value | $235,429 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
2,178
Multi-Family
0
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices