201 Pearl StIberiaMO65486
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 201 Pearl St, Iberia, MO, 65486 in Iberia hard to pass up. The 11.39% gross yield on a $153,300 purchase results in $1,456/mo in rent and $501/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.11). Annual cash flow of $6,010, five-year appreciation of $42,354, and $1,412/yr in equity build-up combine for a projected total cumulative return of $90,456.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $501 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,456 |
| Total Monthly Debt Service | $894 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65486, Iberia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,409 (100%) |
| Owner Occupied HU | 1,036 (73.5%) |
| Renter Occupied HU | 213 (15.1%) |
| Vacant Housing Units | 160 (11.4%) |
| Median Home Value | $176,010 |
| Average Home Value | $213,637 |
Housing Distribution
Address Breakdown
Residential
1,263
Single Family
1,263
Multi-Family
0
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65486, Iberia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,409 (100%) |
| Owner Occupied HU | 1,036 (73.5%) |
| Renter Occupied HU | 213 (15.1%) |
| Vacant Housing Units | 160 (11.4%) |
| Median Home Value | $176,010 |
| Average Home Value | $213,637 |
Housing Distribution
Address Breakdown
Residential
1,263
Single Family
1,263
Multi-Family
0
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices