2305 White Rose RdCampbellsvilleKY42718
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 2305 White Rose Rd, Campbellsville, KY, 42718 in Campbellsville, $177,500, 8.22% gross yield, $135/mo net income. Consider it a market-entry position, the $1,216/mo rent covers the $798/mo payment with a margin, and 5%/yr appreciation is projected to add $49,040 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.52) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $75,998.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 9.0% |
| Monthly Cash Flow | $135 | $300 |
City averages based on Campbellsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,216 |
| Total Monthly Debt Service | $1,010 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42718, Campbellsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,651 (100%) |
| Owner Occupied HU | 6,973 (59.8%) |
| Renter Occupied HU | 3,626 (31.1%) |
| Vacant Housing Units | 1,052 ( 9.0%) |
| Median Home Value | $187,583 |
| Average Home Value | $220,439 |
Housing Distribution
Address Breakdown
Residential
11,146
Single Family
11,085
Multi-Family
61
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42718, Campbellsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,651 (100%) |
| Owner Occupied HU | 6,973 (59.8%) |
| Renter Occupied HU | 3,626 (31.1%) |
| Vacant Housing Units | 1,052 ( 9.0%) |
| Median Home Value | $187,583 |
| Average Home Value | $220,439 |
Housing Distribution
Address Breakdown
Residential
11,146
Single Family
11,085
Multi-Family
61
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Kearnes • EXIT Realty Homestead
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK24003619
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.