1151 Red Fern RdCampbellsvilleKY42718
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1151 Red Fern Rd, Campbellsville, KY, 42718 in Campbellsville is narrow, $33/mo net on $967/mo rent after the $690/mo debt service, but the property operates at break-even-plus, not a loss. At $153,500 with a 7.56% yield, the long-run equity case via 5% appreciation ($42,409 over five years) and $1,414/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.40 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $60,317.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 9.0% |
| Monthly Cash Flow | $33 | $300 |
City averages based on Campbellsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $967 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42718, Campbellsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,651 (100%) |
| Owner Occupied HU | 6,973 (59.8%) |
| Renter Occupied HU | 3,626 (31.1%) |
| Vacant Housing Units | 1,052 ( 9.0%) |
| Median Home Value | $187,583 |
| Average Home Value | $220,439 |
Housing Distribution
Address Breakdown
Residential
11,146
Single Family
11,085
Multi-Family
61
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42718, Campbellsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,651 (100%) |
| Owner Occupied HU | 6,973 (59.8%) |
| Renter Occupied HU | 3,626 (31.1%) |
| Vacant Housing Units | 1,052 ( 9.0%) |
| Median Home Value | $187,583 |
| Average Home Value | $220,439 |
Housing Distribution
Address Breakdown
Residential
11,146
Single Family
11,085
Multi-Family
61
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: April Smith • CENTURY 21 SMITH REALTY GROUP
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25001698
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.