22930 Turtle Rock Ter #209ClarksburgMD20871
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 22930 Turtle Rock Ter #209, Clarksburg, MD, 20871 in Clarksburg hard to pass up. The 17.45% gross yield on a $211,254 purchase results in $3,072/mo in rent and $1,694/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.23). Annual cash flow of $20,329, five-year appreciation of $58,366, and $1,946/yr in equity build-up combine for a projected total cumulative return of $189,478.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 5.5% |
| Monthly Cash Flow | $1,694 | $300 |
City averages based on Clarksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,072 |
| Total Monthly Debt Service | $1,294 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2011
N/A lot
$N/A/sqft
$64 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20871, Clarksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,933 (100%) |
| Owner Occupied HU | 8,287 (83.4%) |
| Renter Occupied HU | 1,371 (13.8%) |
| Vacant Housing Units | 275 ( 2.8%) |
| Median Home Value | $688,753 |
| Average Home Value | $723,359 |
Housing Distribution
Address Breakdown
Residential
10,100
Single Family
9,628
Multi-Family
472
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2011
N/A lot
$N/A/sqft
$64 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20871, Clarksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,933 (100%) |
| Owner Occupied HU | 8,287 (83.4%) |
| Renter Occupied HU | 1,371 (13.8%) |
| Vacant Housing Units | 275 ( 2.8%) |
| Median Home Value | $688,753 |
| Average Home Value | $723,359 |
Housing Distribution
Address Breakdown
Residential
10,100
Single Family
9,628
Multi-Family
472
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices