2286 Prosperity WaySan LeandroCA94578
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.12% yield at 2286 Prosperity Way, San Leandro, CA, 94578 in San Leandro is solid, but the $4,047/mo payment compresses net cash flow to $198/mo at $899,950. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $248,640 by year five, and $8,289/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $355,436.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $198 | $1,200 |
City averages based on San Leandro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,091 |
| Total Monthly Debt Service | $5,535 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94578, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,212 (100%) |
| Owner Occupied HU | 5,836 (38.4%) |
| Renter Occupied HU | 8,738 (57.4%) |
| Vacant Housing Units | 638 ( 4.2%) |
| Median Home Value | $828,394 |
| Average Home Value | $923,591 |
Housing Distribution
Address Breakdown
Residential
14,728
Single Family
8,713
Multi-Family
6,015
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94578, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,212 (100%) |
| Owner Occupied HU | 5,836 (38.4%) |
| Renter Occupied HU | 8,738 (57.4%) |
| Vacant Housing Units | 638 ( 4.2%) |
| Median Home Value | $828,394 |
| Average Home Value | $923,591 |
Housing Distribution
Address Breakdown
Residential
14,728
Single Family
8,713
Multi-Family
6,015
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices