250 Monticello StSan FranciscoCA94132
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 250 Monticello St, San Francisco, CA, 94132 in San Francisco at $848,000. Rental yield 7.33%. The 7.33% yield and 1.36 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $234,287 by year five, and $7,810/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $317,125.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 4.5% |
| Monthly Cash Flow | $(69) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,177 |
| Total Monthly Debt Service | $4,908 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94132, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,825 (100%) |
| Owner Occupied HU | 4,306 (36.4%) |
| Renter Occupied HU | 6,117 (51.7%) |
| Vacant Housing Units | 1,402 (11.9%) |
| Median Home Value | $1,373,253 |
| Average Home Value | $1,404,283 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
6,814
Multi-Family
3,755
Businesses
494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94132, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,825 (100%) |
| Owner Occupied HU | 4,306 (36.4%) |
| Renter Occupied HU | 6,117 (51.7%) |
| Vacant Housing Units | 1,402 (11.9%) |
| Median Home Value | $1,373,253 |
| Average Home Value | $1,404,283 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
6,814
Multi-Family
3,755
Businesses
494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew de Vries • Berkshire Hathaway-Franciscan
Mls Name: SFAR
Mls ID: #425064044