2280 E Valley Pkwy E SPACE 13EscondidoCA92027
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2280 E Valley Pkwy E SPACE 13, Escondido, CA, 92027 in Escondido. Priced at $325,000, it generates $3,868/mo in gross rent and $1,857/mo in net monthly cash flow, a 14.28% yield that comfortably supports the 2.65 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,285. Five-year appreciation: $89,792. Equity from principal paydown: $2,993/yr. Total projected cumulative return: $242,826.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.0% |
| Monthly Cash Flow | $1,857 | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,868 |
| Total Monthly Debt Service | $1,881 |
| DSCR Ratio | 2.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92027, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,443 (100%) |
| Owner Occupied HU | 10,576 (60.6%) |
| Renter Occupied HU | 6,438 (36.9%) |
| Vacant Housing Units | 429 ( 2.5%) |
| Median Home Value | $756,629 |
| Average Home Value | $794,806 |
Housing Distribution
Address Breakdown
Residential
17,359
Single Family
14,911
Multi-Family
2,448
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92027, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,443 (100%) |
| Owner Occupied HU | 10,576 (60.6%) |
| Renter Occupied HU | 6,438 (36.9%) |
| Vacant Housing Units | 429 ( 2.5%) |
| Median Home Value | $756,629 |
| Average Home Value | $794,806 |
Housing Distribution
Address Breakdown
Residential
17,359
Single Family
14,911
Multi-Family
2,448
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices