1212 H St SPC 139RamonaCA92065








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ramona at 1212 H St SPC 139, Ramona, CA, 92065 uses $91,660 cash to close to unlock $6,418/yr annual cash flow and $535/mo monthly cash flow. Total monthly income runs $2,245/mo, and a $1,353/mo payment keeps the spread at $535/mo. Purchase price stands at $276,500, and rental yield measures 9.74% with $2,245/mo rent. Return on cash invested shows 26.91% in year one, and 5% annual appreciation builds toward $76,392 over five years. Five-year ROI reaches 140.39% and total cumulative return in cash records $128,678. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,245/mo property income covering a $1,353/mo payment rather than investor’s personal income.
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92065, Ramona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,104 (100%) |
| Owner Occupied HU | 9,395 (71.7%) |
| Renter Occupied HU | 3,225 (24.6%) |
| Vacant Housing Units | 484 ( 3.7%) |
| Median Home Value | $841,572 |
| Average Home Value | $884,246 |
Housing Distribution
Address Breakdown
Residential
12,387
Single Family
10,800
Multi-Family
1,587
Businesses
1,041
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Listed by: Suzanne Rosen • Schreiber Realty
Mls Name: SDMLS
Mls ID: #250031415








