22775 Pine Lake DrColfaxCA95713
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 22775 Pine Lake Dr, Colfax, CA, 95713 in Colfax aligned with their strategy. Rental yield 7.41%. DSCR 1.37 and 7.41% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,572/yr in paydown build toward a projected cumulative return of $227,334.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $(35) | $1,200 |
City averages based on Colfax market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,737 |
| Total Monthly Debt Service | $3,531 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
3.80 Acres lot
$N/A/sqft
$350 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
3.80 Acres lot
$N/A/sqft
$350 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marissa Leahy • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225068555