22734 Fossil RidgeSan AntonioTX78261
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 22734 Fossil Ridge, San Antonio, TX, 78261 in San Antonio worth study. Rental yield 4.57%. The 4.57% gross yield is below cash-flow benchmarks at $1,395,000, but 5% annual appreciation, adding $385,413 over five years, frames this as a capital growth position. Rent of $5,411/mo partially offsets the $6,273/mo payment. Ziffy Mortgage finances appreciation-play properties (0.86 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $237,102.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.8% |
| Monthly Cash Flow | $(4,725) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,411 |
| Total Monthly Debt Service | $9,487 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
2.01 Acres lot
$N/A/sqft
$365 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
2.01 Acres lot
$N/A/sqft
$365 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Crawford • San Antonio Portfolio KW RE
Mls Name: SABOR
Mls Provider:
Mls ID: #1848987
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.