22687 Valley Quail RdSonoraCA95370
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 22687 Valley Quail Rd, Sonora, CA, 95370 in Sonora. Priced at $125,000, it generates $2,482/mo in gross rent and $1,708/mo in net monthly cash flow, a 23.82% yield that comfortably supports the 4.42 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $20,500. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $157,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.8% | 8.0% |
| Monthly Cash Flow | $1,708 | $1,500 |
City averages based on Sonora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,482 |
| Total Monthly Debt Service | $724 |
| DSCR Ratio | 3.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95370, Sonora, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,030 (100%) |
| Owner Occupied HU | 8,505 (60.6%) |
| Renter Occupied HU | 3,711 (26.5%) |
| Vacant Housing Units | 1,814 (12.9%) |
| Median Home Value | $481,836 |
| Average Home Value | $581,494 |
Housing Distribution
Address Breakdown
Residential
12,056
Single Family
11,235
Multi-Family
821
Businesses
1,270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95370, Sonora, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,030 (100%) |
| Owner Occupied HU | 8,505 (60.6%) |
| Renter Occupied HU | 3,711 (26.5%) |
| Vacant Housing Units | 1,814 (12.9%) |
| Median Home Value | $481,836 |
| Average Home Value | $581,494 |
Housing Distribution
Address Breakdown
Residential
12,056
Single Family
11,235
Multi-Family
821
Businesses
1,270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices