22137 Umland CirJennerCA95450
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 22137 Umland Cir, Jenner, CA, 95450 in Jenner hard to pass up. The 19.41% gross yield on a $195,000 purchase results in $3,154/mo in rent and $1,901/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.60). Annual cash flow of $22,816, five-year appreciation of $53,875, and $1,796/yr in equity build-up combine for a projected total cumulative return of $196,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.4% | 6.0% |
| Monthly Cash Flow | $1,901 | $1,500 |
City averages based on Jenner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,154 |
| Total Monthly Debt Service | $1,175 |
| DSCR Ratio | 2.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.55 Acres lot
$N/A/sqft
$551 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95450, Jenner, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 304 (100%) |
| Owner Occupied HU | 123 (40.5%) |
| Renter Occupied HU | 25 ( 8.2%) |
| Vacant Housing Units | 156 (51.3%) |
| Median Home Value | $1,177,273 |
| Average Home Value | $1,165,955 |
Housing Distribution
Address Breakdown
Residential
130
Single Family
130
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.55 Acres lot
$N/A/sqft
$551 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95450, Jenner, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 304 (100%) |
| Owner Occupied HU | 123 (40.5%) |
| Renter Occupied HU | 25 ( 8.2%) |
| Vacant Housing Units | 156 (51.3%) |
| Median Home Value | $1,177,273 |
| Average Home Value | $1,165,955 |
Housing Distribution
Address Breakdown
Residential
130
Single Family
130
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices