22 Iroquois LnWilbrahamMA01095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Wilbraham rentals match the income profile of 22 Iroquois Ln, Wilbraham, MA, 01095. Listed at $599,900, gross rent is $5,034/mo and net cash flow is $973/mo, a 10.07% yield well above national averages. DSCR 1.87 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $165,741 by year five with $5,525/yr in annual principal reduction, projecting $291,612 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.0% |
| Monthly Cash Flow | $973 | $800 |
City averages based on Wilbraham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,034 |
| Total Monthly Debt Service | $3,822 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
2.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
2.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices