18 Fox Run LnHampdenMA01036
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 18 Fox Run Ln, Hampden, MA, 01036 in Hampden: $3,748/mo in rent, $533/mo in net income, 8.82% gross yield, 1.63 DSCR, all at $510,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $140,904 in appreciation and $4,697/yr in principal paydown projects total cumulative return of $227,987.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $533 | $850 |
City averages based on Hampden market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,748 |
| Total Monthly Debt Service | $3,012 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01036, Hampden, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,778 (88.8%) |
| Renter Occupied HU | 165 ( 8.2%) |
| Vacant Housing Units | 60 ( 3.0%) |
| Median Home Value | $366,511 |
| Average Home Value | $428,455 |
Housing Distribution
Address Breakdown
Residential
1,957
Single Family
1,863
Multi-Family
94
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01036, Hampden, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,778 (88.8%) |
| Renter Occupied HU | 165 ( 8.2%) |
| Vacant Housing Units | 60 ( 3.0%) |
| Median Home Value | $366,511 |
| Average Home Value | $428,455 |
Housing Distribution
Address Breakdown
Residential
1,957
Single Family
1,863
Multi-Family
94
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73513522