2139 Taraval StSan FranciscoCA94116
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2139 Taraval St, San Francisco, CA, 94116 in San Francisco is a solid income-producing rental, 9.38% gross yield, $7,781/mo rent, $1,626/mo net cash flow on a $995,000 buy. DSCR 1.74 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $274,900 and $9,164/yr in principal reduction project a total cumulative return of $481,892.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $1,626 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,781 |
| Total Monthly Debt Service | $5,759 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94116, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,242 (100%) |
| Owner Occupied HU | 10,128 (62.4%) |
| Renter Occupied HU | 5,252 (32.3%) |
| Vacant Housing Units | 862 ( 5.3%) |
| Median Home Value | $1,450,589 |
| Average Home Value | $1,473,489 |
Housing Distribution
Address Breakdown
Residential
15,154
Single Family
13,709
Multi-Family
1,445
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94116, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,242 (100%) |
| Owner Occupied HU | 10,128 (62.4%) |
| Renter Occupied HU | 5,252 (32.3%) |
| Vacant Housing Units | 862 ( 5.3%) |
| Median Home Value | $1,450,589 |
| Average Home Value | $1,473,489 |
Housing Distribution
Address Breakdown
Residential
15,154
Single Family
13,709
Multi-Family
1,445
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nick Johnson • Coldwell Banker Realty
Mls Name: SFAR
Mls ID: #425071153