2440-2442 Balboa StSan FranciscoCA94121
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 2440-2442 Balboa St, San Francisco, CA, 94121 in San Francisco aligned with their strategy. Rental yield 6.3%. DSCR 1.14 and 6.3% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $11,927/yr in paydown build toward a projected cumulative return of $401,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 4.5% |
| Monthly Cash Flow | $(1,212) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,615 |
| Total Monthly Debt Service | $7,496 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1922
1,938 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94121, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,071 (100%) |
| Owner Occupied HU | 7,046 (36.9%) |
| Renter Occupied HU | 10,421 (54.6%) |
| Vacant Housing Units | 1,604 ( 8.4%) |
| Median Home Value | $1,698,578 |
| Average Home Value | $1,653,686 |
Housing Distribution
Address Breakdown
Residential
18,363
Single Family
10,346
Multi-Family
8,017
Businesses
778
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1922
1,938 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94121, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,071 (100%) |
| Owner Occupied HU | 7,046 (36.9%) |
| Renter Occupied HU | 10,421 (54.6%) |
| Vacant Housing Units | 1,604 ( 8.4%) |
| Median Home Value | $1,698,578 |
| Average Home Value | $1,653,686 |
Housing Distribution
Address Breakdown
Residential
18,363
Single Family
10,346
Multi-Family
8,017
Businesses
778
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melanie P. Leung • KeyOpp Real Estate
Mls Name: SFAR
Mls Provider:
Mls ID: #425042133
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.