213 1st StSwantonVT05488
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 213 1st St, Swanton, VT, 05488 in Swanton: $2,795/mo in rent, $1,448/mo net, 16.57% gross yield, all on a $202,400 acquisition. The 3.07 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $55,919 in value, and $1,864/yr in principal paydown steadily builds equity. Projected total cumulative return: $170,419.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 6.8% |
| Monthly Cash Flow | $1,448 | $420 |
City averages based on Swanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,795 |
| Total Monthly Debt Service | $1,266 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
20.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05488, Swanton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,772 (100%) |
| Owner Occupied HU | 2,503 (66.4%) |
| Renter Occupied HU | 690 (18.3%) |
| Vacant Housing Units | 579 (15.3%) |
| Median Home Value | $333,682 |
| Average Home Value | $378,596 |
Housing Distribution
Address Breakdown
Residential
3,335
Single Family
3,276
Multi-Family
59
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
20.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05488, Swanton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,772 (100%) |
| Owner Occupied HU | 2,503 (66.4%) |
| Renter Occupied HU | 690 (18.3%) |
| Vacant Housing Units | 579 (15.3%) |
| Median Home Value | $333,682 |
| Average Home Value | $378,596 |
Housing Distribution
Address Breakdown
Residential
3,335
Single Family
3,276
Multi-Family
59
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices