2114 Main StWhitehallPA18052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Whitehall rentals match the income profile of 2114 Main St, Whitehall, PA, 18052. Listed at $202,500, gross rent is $2,362/mo and net cash flow is $1,035/mo, a 13.99% yield well above national averages. DSCR 2.59 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $55,947 by year five with $1,865/yr in annual principal reduction, projecting $143,728 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 6.2% |
| Monthly Cash Flow | $1,035 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,362 |
| Total Monthly Debt Service | $1,246 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1869
2,526 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1869
2,526 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Weber • BHHS Fox & Roach - Allentown
Mls Name: GLVR
Mls Provider:
Mls ID: #761758
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.