211 S Madison StKosciuskoMS39090
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 211 S Madison St, Kosciusko, MS, 39090 in Kosciusko speaks for itself: 13.39% gross on a $380,962 price, generating $4,252/mo in rent and $1,714/mo in net income after the $1,713/mo debt service. DSCR 2.48, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,571 stacks alongside $105,253 in projected five-year appreciation and $3,509/yr in principal reduction. Projected total cumulative return: $255,610.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $1,714 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,252 |
| Total Monthly Debt Service | $2,386 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39090, Kosciusko, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 3,508 (62.3%) |
| Renter Occupied HU | 1,356 (24.1%) |
| Vacant Housing Units | 765 (13.6%) |
| Median Home Value | $125,150 |
| Average Home Value | $159,065 |
Housing Distribution
Address Breakdown
Residential
5,256
Single Family
5,111
Multi-Family
145
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39090, Kosciusko, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 3,508 (62.3%) |
| Renter Occupied HU | 1,356 (24.1%) |
| Vacant Housing Units | 765 (13.6%) |
| Median Home Value | $125,150 |
| Average Home Value | $159,065 |
Housing Distribution
Address Breakdown
Residential
5,256
Single Family
5,111
Multi-Family
145
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A