211 Phil Jones Sr RdCobbGA31735
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingMost investment properties struggle to clear the 1.25x DSCR minimum. 211 Phil Jones Sr Rd, Cobb, GA, 31735 in Cobb clears it at 1.52, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 6.53%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $48,349; $1,612/yr in principal equity; total projected return: $73,173.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 7.0% |
| Monthly Cash Flow | $(141) | $1,200 |
City averages based on Cobb market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,198 |
| Total Monthly Debt Service | $1,024 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1900
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31735, Cobb, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 746 (100%) |
| Owner Occupied HU | 324 (43.4%) |
| Renter Occupied HU | 54 ( 7.2%) |
| Vacant Housing Units | 368 (49.3%) |
| Median Home Value | $245,673 |
| Average Home Value | $272,245 |
Housing Distribution
Address Breakdown
Residential
380
Single Family
380
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1900
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31735, Cobb, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 746 (100%) |
| Owner Occupied HU | 324 (43.4%) |
| Renter Occupied HU | 54 ( 7.2%) |
| Vacant Housing Units | 368 (49.3%) |
| Median Home Value | $245,673 |
| Average Home Value | $272,245 |
Housing Distribution
Address Breakdown
Residential
380
Single Family
380
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices