174 1st St EArabiGA31712
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Arabi rental at 174 1st St E, Arabi, GA, 31712 sits in the solid-income band: 9.2% gross yield, $1,142/mo rent, $235/mo net after the $670/mo debt service, DSCR 1.70. Entry price of $149,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $41,166 and $1,372/yr in principal reduction bring total cumulative return to $71,584.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $235 | $250 |
City averages based on Arabi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,142 |
| Total Monthly Debt Service | $848 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31712, Arabi, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 565 (100%) |
| Owner Occupied HU | 340 (60.2%) |
| Renter Occupied HU | 130 (23.0%) |
| Vacant Housing Units | 95 (16.8%) |
| Median Home Value | $136,538 |
| Average Home Value | $193,493 |
Housing Distribution
Address Breakdown
Residential
428
Single Family
428
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31712, Arabi, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 565 (100%) |
| Owner Occupied HU | 340 (60.2%) |
| Renter Occupied HU | 130 (23.0%) |
| Vacant Housing Units | 95 (16.8%) |
| Median Home Value | $136,538 |
| Average Home Value | $193,493 |
Housing Distribution
Address Breakdown
Residential
428
Single Family
428
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices