2090 Great Hwy APT 201San FranciscoCA94116
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 2090 Great Hwy APT 201, San Francisco, CA, 94116 in San Francisco achieves a 1.50 ratio at $925,000: $6,250/mo rent versus $4,159/mo debt service. Rental yield 8.11%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.11% yield compounds alongside 5% annual appreciation projecting $255,560 in value. Total projected cumulative return: $320,126.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.5% |
| Monthly Cash Flow | $(550) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,250 |
| Total Monthly Debt Service | $6,431 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1963
8,226 sqft lot
$N/A/sqft
$895 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94116, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,242 (100%) |
| Owner Occupied HU | 10,128 (62.4%) |
| Renter Occupied HU | 5,252 (32.3%) |
| Vacant Housing Units | 862 ( 5.3%) |
| Median Home Value | $1,450,589 |
| Average Home Value | $1,473,489 |
Housing Distribution
Address Breakdown
Residential
15,154
Single Family
13,709
Multi-Family
1,445
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1963
8,226 sqft lot
$N/A/sqft
$895 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94116, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,242 (100%) |
| Owner Occupied HU | 10,128 (62.4%) |
| Renter Occupied HU | 5,252 (32.3%) |
| Vacant Housing Units | 862 ( 5.3%) |
| Median Home Value | $1,450,589 |
| Average Home Value | $1,473,489 |
Housing Distribution
Address Breakdown
Residential
15,154
Single Family
13,709
Multi-Family
1,445
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices