389 Half Moon Ln APT 16Daly CityCA94015
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 389 Half Moon Ln APT 16, Daly City, CA, 94015 in Daly City: $5,312/mo in rent, $613/mo in net income, 9.53% gross yield, 1.77 DSCR, all at $668,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $184,777 in appreciation and $6,160/yr in principal paydown projects total cumulative return of $295,528.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $613 | $1,500 |
City averages based on Daly City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,312 |
| Total Monthly Debt Service | $4,433 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
$562 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94015, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,881 (100%) |
| Owner Occupied HU | 10,641 (51.0%) |
| Renter Occupied HU | 9,013 (43.2%) |
| Vacant Housing Units | 1,227 ( 5.9%) |
| Median Home Value | $1,169,551 |
| Average Home Value | $1,184,435 |
Housing Distribution
Address Breakdown
Residential
20,381
Single Family
13,294
Multi-Family
7,087
Businesses
920
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
$562 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94015, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,881 (100%) |
| Owner Occupied HU | 10,641 (51.0%) |
| Renter Occupied HU | 9,013 (43.2%) |
| Vacant Housing Units | 1,227 ( 5.9%) |
| Median Home Value | $1,169,551 |
| Average Home Value | $1,184,435 |
Housing Distribution
Address Breakdown
Residential
20,381
Single Family
13,294
Multi-Family
7,087
Businesses
920
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices