2081 Camp Andrews WayKattskill BayNY12844
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Kattskill Bay at 2081 Camp Andrews Way, Kattskill Bay, NY, 12844 projects strong ROI of -0.68%. Rental yield 1.42%. With 5% annual appreciation, the property builds $1,712,393 in value over five years. Equity growth combined delivers a projected five-year ROI of 9.84%, translating into $172,333 in total cumulative return on $1,750,935 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.2% |
| Monthly Cash Flow | $(34,048) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,342 |
| Total Monthly Debt Service | $38,923 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
1.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12844, Kattskill Bay, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 416 (100%) |
| Owner Occupied HU | 145 (34.9%) |
| Renter Occupied HU | 17 ( 4.1%) |
| Vacant Housing Units | 254 (61.1%) |
| Median Home Value | $393,478 |
| Average Home Value | $733,810 |
Housing Distribution
Address Breakdown
Residential
123
Single Family
123
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
1.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12844, Kattskill Bay, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 416 (100%) |
| Owner Occupied HU | 145 (34.9%) |
| Renter Occupied HU | 17 ( 4.1%) |
| Vacant Housing Units | 254 (61.1%) |
| Median Home Value | $393,478 |
| Average Home Value | $733,810 |
Housing Distribution
Address Breakdown
Residential
123
Single Family
123
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices