13 VT Route 22aFair HavenVT05743
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 13 VT Route 22a, Fair Haven, VT, 05743 in Fair Haven offers a clean, manageable entry. Rental yield 6.7%. DSCR 1.24 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $317,724 in additional property value over five years, with $10,592/yr in principal equity building ownership stake. Total projected cumulative return: $359,294.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(1,228) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,422 |
| Total Monthly Debt Service | $7,193 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1804
79.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05743, Fair Haven, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,120 (100%) |
| Owner Occupied HU | 1,303 (61.5%) |
| Renter Occupied HU | 455 (21.5%) |
| Vacant Housing Units | 362 (17.1%) |
| Median Home Value | $243,301 |
| Average Home Value | $312,458 |
Housing Distribution
Address Breakdown
Residential
1,771
Single Family
1,729
Multi-Family
42
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1804
79.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05743, Fair Haven, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,120 (100%) |
| Owner Occupied HU | 1,303 (61.5%) |
| Renter Occupied HU | 455 (21.5%) |
| Vacant Housing Units | 362 (17.1%) |
| Median Home Value | $243,301 |
| Average Home Value | $312,458 |
Housing Distribution
Address Breakdown
Residential
1,771
Single Family
1,729
Multi-Family
42
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices