208 Alpine DrBunker HillWV25413
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 208 Alpine Dr, Bunker Hill, WV, 25413 in Bunker Hill is narrow, $59/mo net on $2,837/mo rent after the $2,145/mo debt service, but the property operates at break-even-plus, not a loss. At $477,000 with a 7.14% yield, the long-run equity case via 5% appreciation ($131,786 over five years) and $4,393/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.32 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $183,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $59 | $450 |
City averages based on Bunker Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,837 |
| Total Monthly Debt Service | $2,588 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.92 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25413, Bunker Hill, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,770 (100%) |
| Owner Occupied HU | 3,896 (81.7%) |
| Renter Occupied HU | 726 (15.2%) |
| Vacant Housing Units | 148 ( 3.1%) |
| Median Home Value | $289,150 |
| Average Home Value | $333,412 |
Housing Distribution
Address Breakdown
Residential
4,276
Single Family
4,276
Multi-Family
0
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.92 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25413, Bunker Hill, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,770 (100%) |
| Owner Occupied HU | 3,896 (81.7%) |
| Renter Occupied HU | 726 (15.2%) |
| Vacant Housing Units | 148 ( 3.1%) |
| Median Home Value | $289,150 |
| Average Home Value | $333,412 |
Housing Distribution
Address Breakdown
Residential
4,276
Single Family
4,276
Multi-Family
0
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices