205 N Otis AveGentryAR72734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 205 N Otis Ave, Gentry, AR, 72734 in Gentry at $264,500 earns $1,763/mo in rent and nets $173/mo after the $1,189/mo payment, a 8% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $73,076 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $2,436/yr in principal paydown, total projected return reaches $111,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $173 | $300 |
City averages based on Gentry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,763 |
| Total Monthly Debt Service | $1,485 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1901
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1901
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melanie Silvey • Crye-Leike REALTORS, Siloam Springs
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1313416
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.