205 12th Ave NAmoryMS38821




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Amory at 205 12th Ave N, Amory, MS, 38821 generates $1,915/mo in rent and, after a $905/mo payment, leaves $760/mo in cash flow. Total monthly income is $1,915/mo, and annual cash flow is $9,123/yr on $61,261 invested. Return on cash invested sits at 34.8% in year one, and rental yield is 12.44% on a $184,800 entry. Equity gained on principal adds $1,192/yr, while 5% annual appreciation builds toward $51,057 over five years. Five-year ROI reaches 182.84% and total cumulative return in cash sums $112,008. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,915/mo property income rather than buyer’s personal income.
Single Family
Built in 1947
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38821, Amory, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,742 (100%) |
| Owner Occupied HU | 3,727 (64.9%) |
| Renter Occupied HU | 977 (17.0%) |
| Vacant Housing Units | 1,038 (18.1%) |
| Median Home Value | $164,927 |
| Average Home Value | $206,246 |
Housing Distribution
Address Breakdown
Residential
5,335
Single Family
5,224
Multi-Family
111
Businesses
588
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