2035 Earl Day RdAmbroseGA31512
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2035 Earl Day Rd, Ambrose, GA, 31512 in Ambrose is straightforward: $385,000 in, $2,896/mo in rent, $465/mo out after debt service. The 8.7% gross yield and 1.67 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $106,368 by year five. With $3,546/yr in principal equity, the total cumulative return is projected at $181,432.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $465 | $1,200 |
City averages based on Ambrose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,896 |
| Total Monthly Debt Service | $2,190 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31512, Ambrose, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,017 (100%) |
| Owner Occupied HU | 632 (62.1%) |
| Renter Occupied HU | 249 (24.5%) |
| Vacant Housing Units | 136 (13.4%) |
| Median Home Value | $204,878 |
| Average Home Value | $213,473 |
Housing Distribution
Address Breakdown
Residential
814
Single Family
814
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31512, Ambrose, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,017 (100%) |
| Owner Occupied HU | 632 (62.1%) |
| Renter Occupied HU | 249 (24.5%) |
| Vacant Housing Units | 136 (13.4%) |
| Median Home Value | $204,878 |
| Average Home Value | $213,473 |
Housing Distribution
Address Breakdown
Residential
814
Single Family
814
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices