20332 Red Bird Hill RdGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.3% yield at 20332 Red Bird Hill Rd, Gulfport, MS, 39503 in Gulfport is solid, but the $953/mo payment compresses net cash flow to $169/mo at $212,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $58,572 by year five, and $1,953/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (2.45) without U.S. income documentation. Total projected return: $147,411.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 10.0% |
| Monthly Cash Flow | $169 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,339 |
| Total Monthly Debt Service | $1,213 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.80 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2.80 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristi L Ferguson • Century 21 Busch Realty Group
Mls Name: MLS United
Mls ID: #4113775
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.