12144 Harmony CirGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 12144 Harmony Cir, Gulfport, MS, 39503 in Gulfport is straightforward: $181,000 in, $1,440/mo in rent, $245/mo out after debt service. The 9.55% gross yield and 1.77 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $50,007 by year five. With $1,667/yr in principal equity, the total cumulative return is projected at $84,720.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 10.0% |
| Monthly Cash Flow | $245 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,123 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy C Stevens • Southern Magnolia Realty, LLC.
Mls Name: MLS United
Mls ID: #4122411
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.