2000 Union StBrunswickGA31520
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2000 Union St, Brunswick, GA, 31520 in Brunswick at $124,000 earns $952/mo in rent and nets $197/mo after the $558/mo payment, a 9.21% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $34,259 over five years. Ziffy Mortgage underwrites this on a 1.71 DSCR without U.S. credit history. With $1,142/yr in principal paydown, total projected return reaches $59,666.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $197 | $250 |
City averages based on Brunswick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $952 |
| Total Monthly Debt Service | $705 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31520, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,319 (100%) |
| Owner Occupied HU | 3,859 (37.4%) |
| Renter Occupied HU | 5,011 (48.6%) |
| Vacant Housing Units | 1,449 (14.0%) |
| Median Home Value | $167,500 |
| Average Home Value | $281,158 |
Housing Distribution
Address Breakdown
Residential
9,251
Single Family
8,808
Multi-Family
443
Businesses
1,665
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31520, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,319 (100%) |
| Owner Occupied HU | 3,859 (37.4%) |
| Renter Occupied HU | 5,011 (48.6%) |
| Vacant Housing Units | 1,449 (14.0%) |
| Median Home Value | $167,500 |
| Average Home Value | $281,158 |
Housing Distribution
Address Breakdown
Residential
9,251
Single Family
8,808
Multi-Family
443
Businesses
1,665
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ron Funkhouser • Coldwell Banker Access Realty SSI
Mls Name: GIAOR
Mls ID: #1652885
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.