20 Tecate Mission RdTecateCA91980
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow20 Tecate Mission Rd, Tecate, CA, 91980 in Tecate earns its strong cash-flow label: 15.15% yield, $4,607/mo rent, $2,349/mo net income, DSCR 2.81. The $365,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $100,843 by year five. Combined with $3,362/yr in principal paydown, total projected return reaches $289,596.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 5.0% |
| Monthly Cash Flow | $2,349 | $300 |
City averages based on Tecate market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,607 |
| Total Monthly Debt Service | $2,113 |
| DSCR Ratio | 2.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
20.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91980, Tecate, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 75 (100%) |
| Owner Occupied HU | 31 (41.3%) |
| Renter Occupied HU | 27 (36.0%) |
| Vacant Housing Units | 17 (22.7%) |
| Median Home Value | $551,471 |
| Average Home Value | $509,677 |
Housing Distribution
Address Breakdown
Residential
32
Single Family
31
Multi-Family
1
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
20.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91980, Tecate, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 75 (100%) |
| Owner Occupied HU | 31 (41.3%) |
| Renter Occupied HU | 27 (36.0%) |
| Vacant Housing Units | 17 (22.7%) |
| Median Home Value | $551,471 |
| Average Home Value | $509,677 |
Housing Distribution
Address Breakdown
Residential
32
Single Family
31
Multi-Family
1
Businesses
86
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices