197 N Brooks StPontotocMS38863




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pontotoc at 197 N Brooks St, Pontotoc, MS, 38863 with 5% annual appreciation on a $191,700 basis while $1,703/mo rent supports operations. Total monthly income totals $1,703/mo and a $938/mo payment preserves $530/mo for cash returns. Annual cash flow comes to $6,362/yr on $63,549 deployed, and return on cash invested reaches 29.92% in year one. Equity gained on principal adds $1,237/yr, and five-year appreciation sums $52,963 alongside rental yield of 10.66%. Five-year ROI measures 156.49% and total cumulative return in cash totals $99,450.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,703/mo property income versus a $938/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Housing Distribution
Address Breakdown
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
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