19419 Stetson Heights LnRichmondTX77407
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt 1.52, 19419 Stetson Heights Ln, Richmond, TX, 77407 in Richmond sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 7.99%. The 7.99% yield is backed by 5% annual appreciation projecting $99,821 in value gain, plus $3,328/yr in principal reduction. Total projected cumulative return: $127,485.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $(256) | $285 |
City averages based on Richmond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,463 |
| Total Monthly Debt Service | $2,495 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
6,647 sqft lot
$N/A/sqft
$69 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
6,647 sqft lot
$N/A/sqft
$69 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices