1921 Pioneer StOklahoma CityOK73108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1921 Pioneer St, Oklahoma City, OK, 73108 in Oklahoma City at $885,000, 2.07% gross yield, is a market-growth asset. Rental yield 2.07%. The $1,530/mo rent partially funds the $3,980/mo debt service; the core return is the 5%/yr price growth projected to add $244,509 over five years. Ziffy Mortgage's DSCR mortgage (0.38) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $71,071.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 10.0% |
| Monthly Cash Flow | $(4,122) | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,530 |
| Total Monthly Debt Service | $5,300 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73108, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,156 (100%) |
| Owner Occupied HU | 1,962 (31.9%) |
| Renter Occupied HU | 3,317 (53.9%) |
| Vacant Housing Units | 877 (14.2%) |
| Median Home Value | $86,384 |
| Average Home Value | $156,341 |
Housing Distribution
Address Breakdown
Residential
5,267
Single Family
4,785
Multi-Family
482
Businesses
831
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73108, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,156 (100%) |
| Owner Occupied HU | 1,962 (31.9%) |
| Renter Occupied HU | 3,317 (53.9%) |
| Vacant Housing Units | 877 (14.2%) |
| Median Home Value | $86,384 |
| Average Home Value | $156,341 |
Housing Distribution
Address Breakdown
Residential
5,267
Single Family
4,785
Multi-Family
482
Businesses
831
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices